401(k) → Gold IRA Rollover with a Rankings Lens
A 401(k) to gold IRA move is a plan distribution decision plus a dealer ranking decision. Do not let a signup bonus reorder a bad composite fit.
Eligibility first
Separation from service unlocks many rollovers; some plans allow in-service moves at specified ages. Read the summary plan description before picking #2 vs #5 on our board.
Direct rollover sequence
- Shortlist with the leaderboard (balance vs minimums).
- Open the SDIRA path with the chosen ranked firm.
- Request a direct rollover to the new custodian.
- Buy eligible metals; vault at the approved depository.
- Track 1099-R / 5498 reporting.
Scoring “signup bonuses” like a rankings desk
Fee waivers and free silver can be real—yet they sit outside composite quality. Price:
- Bonus ounce value vs premium charged on the core purchase
- Whether the bonus requires a higher spend that changes your risk size
- Year-2 fees after the waiver expires
Our #4 profile often markets promo economics; still dual-quote against #3. Related: eligible accounts · tax-aware funding.
Best Gold IRA Investment Company (bestgoldirainvestmentcompany.us.com).