Eligible Account Types for a Gold IRA Rollover

Your plan eligibility gates funding even if a firm is #1 on our board. Rankings pick dealers; plan documents pick whether money can move now.

Commonly eligible sources

• Traditional and Roth IRAs (direct transfer; keep tax character straight)
• 401(k) / 403(b) after a distribution event; some in-service options at plan-defined ages
• TSP and many governmental plans (forms differ)
• SEP IRAs; SIMPLE IRAs (often after a two-year period for certain moves)
• Governmental 457(b) in many cases

Usually not a clean direct path

• HSAs and 529s (different code purposes)
• Taxable brokerage cash (can buy metals outside IRA)
• Active plan balances without an eligible distribution

Rankings tip

If your balance is modest, do not anchor on #1’s minimum. Use the low-min and mid-min winners, then confirm the releasing plan will send a direct rollover to the SDIRA those firms use.

Next: transfer process · 401(k) guide · leaderboard.

Best Gold IRA Investment Company — not tax advice.