How to Transfer an IRA to a Gold IRA (Rankings-Guided)

Transfer = custodian-to-custodian movement into a metals-capable SDIRA, then a ranked dealer’s product purchase under IRA ownership. It is not mailing personal coins into an account.

Transfer vs rollover (desk language)

Transfer keeps assets institution-to-institution between IRAs and is generally cleaner. Rollover language sometimes implies distribution/redeposit risk. Prefer transfer paperwork when both sides are IRAs.

Steps tied to rankings

1. Pick the firm with our scorecards (leaderboard).
2. Open destination SDIRA.
3. Submit transfer forms naming delivering custodian.
4. Move cash (typical), then buy eligible bullion—or follow rare in-kind rules if applicable.
5. Approve depository instructions; verify statements.

Timeline & costs

Often 1–3 weeks. Outbound fees, inbound setup, storage, and spreads all hit the sleeve—exactly the line items our fee weight scores.

Deep dives: gold & silver · rules.

Best Gold IRA Investment Company — educational only.